The First-Time Home Buyer Incentive helps eligible buyers reduce their mortgage costs by offering a shared equity mortgage with the Government of Canada. If you have the minimum down payment for an insured mortgage, you may qualify for:

Lower monthly mortgage payments

Interest-free incentive program

No pre-payment penalty

5% or 10% for newly built homes

5% for existing homes

This program makes homeownership more affordable. Contact us today to check your eligibility!